Excellence, flexibility
& convenience

for your company's retirement plan

"Excellence, Flexibility and Convenience" is our mantra. We believe every aspect of administration on your retirement plan is our responsibility, freeing up valuable time for you to concentrate on your business. If there is a way we can make your involvement easier, we will find it - and if you see an opportunity for us to serve you better, we want to hear it!

A uniquely, handcrafted retirement plan just for you

Want to know what your Plan is limited to? Nothing. We allow you to completely design your own plan from top to bottom. If you need guidance for the best scenario based on your Company's needs we can help with that too. And, no, we will not charge you a consulting fee for this.

This flexibility spills over in all aspects of the Plan. Want to invest in mutual funds? The sky is the limit - if it is out there and available, your participants can have it. We do not limit the number of funds in your Plan. Want to have self-directed accounts? Consider it done. Want to have managed accounts that are daily valued? Not a problem. Want to allow for certain in-service elements like permitting loans, but not permitting disbursements and maybe even throw in age requirements? We can make that happen. Easy.

"In-House" means meaningful information and less junk

We do not rely on outside vendors for the formatting of our reports (except government forms). This allows us to be in complete control of the information we can provide in our reports, the appearance of the reports, the flexibility to change the format of a report if a special situation arises, and to keep control of our costs.

The Schnitman Group difference

Schnitman Group Vanguard Fidelity Merrill Lynch Others
Help you think through and design individual plan
Ability to use someone else's Plan Document
Annually analyze your plan and make appropriate recommendations to get the most out of your plan
Unlimited number of sources
Customizable sources
Plan Amendments at no additional charge
Schnitman Group Vanguard Fidelity Merrill Lynch Others
Unlimited number of mutual funds
No trading fees
Self-directed accounts
Allow outside brokerage accounts
Daily value Self-Directed accounts
Daily value pooled accounts
Ability to account for real estate investments
Unlimited number of transfers and any other online changes
Automatic fund rebalancing capability
Fund of funds capability
Schnitman Group Vanguard Fidelity Merrill Lynch Others
Customizable Participant website
Website for Plan Sponsors at no aditional cost
Website for Financial Advisors at no aditional cost
Website for CPA's/Auditors at no aditional cost
Statement on Demand feature online (up to 5-year history)
Unlimited Participant Statements stored online
Schnitman Group Vanguard Fidelity Merrill Lynch Others
Flexibility in Report and Participant Statement design
Do all the compliance testing
Perform all discrimination tests
Prepare and file the annual IRS Form 5500 and related schedules, including form 8955-SSA
Prepare and file the IRS Form 1099's, 1096, and 945
Automatic filing of extensions when necessary at no additional cost
Schnitman Group Vanguard Fidelity Merrill Lynch Others
Payroll files submitted to TPA in the format the client desires (clients are not forced to conform to a specific format/layout)
Monitor Payroll cycles to insure compliance to timely Payroll deposits
Monitor outstanding loans to insure full compliance, including alerting for delinquencies
Actively inform payroll department of new deferral changes
Actively inform payroll department of new loans
Actively inform payroll department of loans about to be paid off
Schnitman Group Vanguard Fidelity Merrill Lynch Others
No client involvement in the distribution process
Participant receives status update emails at the various stages of the distribution process
Schnitman Group Vanguard Fidelity Merrill Lynch Others
Monitoring upcoming loan payoffs
Ability to handle loan repayments of terminated participants
Participant receives status update emails at the various stages of the loan process
Schnitman Group Vanguard Fidelity Merrill Lynch Others
Handle IRS/DOL audits in house
Handle of all participant questions concerning the plan
Conduct employee meetings as requested
Submitting payrolls/cencus data and contributions are the only thinga the client needs to do
Ability to talk to the same person when calling to TPA
Local Representative
Requires an additional TPA
Receive exclusive webcasts, a monthly newsletter, and insights on policies, regulations, and investment issues

Let's talk about your future

there's no better day than today

Send your message